下载PDF
Pre-Eligibility: Streamlining the Home Loan Process with IoT
技术
- 平台即服务 (PaaS) - 应用开发平台
适用行业
- 水泥
- 设备与机械
用例
- 楼宇自动化与控制
挑战
对于世界各地的客户来说，获得住房贷款的过程通常是一项乏味而复杂的任务。资格预审团队发现了这一挑战，并寻求创建一个能够简化客户和服务提供商流程的解决方案。该团队需要一个平台，让他们能够从头开始构建 Web 应用程序，而不需要大量的编码知识。他们希望创建一个在线自我评估工具，让客户可以立即检查他们的贷款资格，而无需联系银行或金融机构。此外，他们希望为服务提供商提供一个平台来执行即时计算、创建定制报告并保存潜在客户和现有客户的记录。
关于客户
资格预审的客户是寻求住房贷款的个人和参与住房贷款流程的服务提供商。个人可以使用该平台立即检查他们的贷款资格，而无需联系银行或金融机构。他们还可以通过更改人口统计或财务详细信息来运行模拟并生成个性化报告。专家、代理人和经纪人等服务提供商可以使用该平台进行即时计算、制作定制报告并保存潜在客户和现有客户的记录。该平台还允许客户和服务提供商相互联系，从而简化贷款流程。
解决方案
资格预审团队在 Bubble 中找到了解决方案，这是一个无代码平台，允许他们从头开始构建 Web 应用程序。预资格应用程序允许客户通过提供人口统计和自我申报的融资信息来注册。然后，该平台根据预先建立的标准执行实时计算，并向客户提供他们的资格结果。客户还可以通过更改其人口统计或财务详细信息来运行模拟并生成个性化报告。此外，该平台允许客户与专家、代理人和经纪人等服务提供商联系，他们可以促进贷款流程。对于服务提供商来说，该平台充当移动工具来执行即时计算、制作定制报告并保存潜在客户和现有客户的记录。
运营影响
数量效益
相关案例.
Case Study
Smart Water Filtration Systems
Before working with Ayla Networks, Ozner was already using cloud connectivity to identify and solve water-filtration system malfunctions as well as to monitor filter cartridges for replacements.But, in June 2015, Ozner executives talked with Ayla about how the company might further improve its water systems with IoT technology. They liked what they heard from Ayla, but the executives needed to be sure that Ayla’s Agile IoT Platform provided the security and reliability Ozner required.
Case Study
IoT enabled Fleet Management with MindSphere
In view of growing competition, Gämmerler had a strong need to remain competitive via process optimization, reliability and gentle handling of printed products, even at highest press speeds. In addition, a digitalization initiative also included developing a key differentiation via data-driven services offers.
Case Study
Predictive Maintenance for Industrial Chillers
For global leaders in the industrial chiller manufacturing, reliability of the entire production process is of the utmost importance. Chillers are refrigeration systems that produce ice water to provide cooling for a process or industrial application. One of those leaders sought a way to respond to asset performance issues, even before they occur. The intelligence to guarantee maximum reliability of cooling devices is embedded (pre-alarming). A pre-alarming phase means that the cooling device still works, but symptoms may appear, telling manufacturers that a failure is likely to occur in the near future. Chillers who are not internet connected at that moment, provide little insight in this pre-alarming phase.
Case Study
Premium Appliance Producer Innovates with Internet of Everything
Sub-Zero faced the largest product launch in the company’s history:It wanted to launch 60 new products as scheduled while simultaneously opening a new “greenfield” production facility, yet still adhering to stringent quality requirements and manage issues from new supply-chain partners. A the same time, it wanted to increase staff productivity time and collaboration while reducing travel and costs.
Case Study
System 800xA at Indian Cement Plants
Chettinad Cement recognized that further efficiencies could be achieved in its cement manufacturing process. It looked to investing in comprehensive operational and control technologies to manage and derive productivity and energy efficiency gains from the assets on Line 2, their second plant in India.
Case Study
Integration of PLC with IoT for Bosch Rexroth
The application arises from the need to monitor and anticipate the problems of one or more machines managed by a PLC. These problems, often resulting from the accumulation over time of small discrepancies, require, when they occur, ex post technical operations maintenance.
