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Baseline Telematics and Industrielle Alliance use IoT to improve driver safety
技术
- 分析与建模 - 预测分析
- 功能应用 - 车队管理系统 (FMS)
- 网络与连接 - 蜂窝
适用行业
- 汽车
适用功能
- 商业运营
- 销售与市场营销
用例
- 驾驶员表现监测
- 车队管理
- 车载远程信息处理
服务
- 数据科学服务
- 软件设计与工程服务
- 系统集成
挑战
The car insurance industry has traditionally relied on proxy-based risk assessment models and historical data to calculate premiums. However, with the advent of telematics technologies and smart tracking devices, companies like Industrielle Alliance are shifting to usage-based insurance (UBI) models. The challenge was to transform the way car insurance is priced and sold, and to design innovative programs that improve driver safety. Specifically, Industrielle Alliance aimed to target young drivers aged 16 to 24, who are statistically more prone to accidents. The goal was to reduce the number of accidents and save lives by improving driving behavior through real-time monitoring and feedback.
关于客户
Industrielle Alliance is a Quebec-based insurance company that has partnered with Baseline Telematics to revolutionize the car insurance industry. They are focused on moving from traditional proxy-based risk assessment models to usage-based insurance (UBI) models. Their target audience includes young drivers aged 16 to 24, who are statistically more prone to accidents. Industrielle Alliance aims to improve driver safety and reduce insurance premiums through innovative programs like Mobiliz, which uses telematics technologies and smart tracking devices. The company has seen significant demand for their services and has become a thought leader in the insurance industry.
解决方案
Baseline Telematics played a crucial role in the success of the Mobiliz program by providing the necessary telematics solutions. They utilized Control Center and the BaseDrive mobile application to transform raw telematics data into actionable risk information. This data was then used to calculate premium models for the insurance industry. The BaseBit device installed in cars collected information about driver behavior and driving patterns, which could be viewed in real-time via a private portal or through weekly email updates. This real-time feedback helped young drivers improve their driving behavior, thereby reducing accidents and insurance premiums. Additionally, Control Center allowed Baseline to automate various aspects of their business, enabling them to scale and support new customers efficiently. The platform also helped in optimizing the management of BaseBit devices on different rate plans, thereby controlling costs and optimizing revenue.
运营影响
数量效益
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