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Increased visibility of automotive risk results in business growth

 Increased visibility of automotive risk results in business growth - IoT ONE Case Study
技术
  • 传感器 - 自动驾驶传感器
适用行业
  • 汽车
  • 金融与保险
用例
  • 供应链可见性(SCV)
  • 基于使用的保险
挑战

Acorn Insurance在竞争激烈的市场中运营,利润不断受到挤压。 Acorn 正在寻找一种方法来增强其当前的溢价定价技术,以便为传统的高风险客户提供公平的定价。

rentE 是一种按需租车服务,传统上被保险公司归类为高风险,但受到高保费的限制。借助rentE 的创新业务模式,显然需要更准确的风险洞察力才能获得公平的溢价。

客户

橡子保险

关于客户

Acorn Insurance是一家爱尔兰拥有的保险经纪人,总部位于戈尔韦。在为您寻找完美的汽车、家庭和健康保险方面,我们是专家。

超过 40 年的经验,帮助人们在英国各地获得合适的出租车、汽车、货车、汽车贸易和家庭保险。作为专业的保险提供商,能够为您提供广泛的保险单。经验丰富的保险专家随时为您寻找合适的保险单!

解决方案

使用 Quest Automotive Commercial 平台,捕获和分析行车记录仪和远程信息处理数据。该分析提供了对rentE客户驾驶行为的详细见解,使Acorn Insurance能够对保费进行公平、有竞争力的定价,并反映车队内的真实风险水平。

运营影响
  • The implementation of the Quest Automotive Commercial platform resulted in a significant improvement in Acorn Insurance's ability to assess risk and price their premiums. By capturing and analyzing dash cam and telematics data, they were able to gain detailed insights into the driving behavior of rentE's clients. This allowed them to price premiums that were fair, competitive, and accurately reflected the level of risk within the fleet. The solution not only enhanced Acorn Insurance's premium pricing techniques but also enabled them to better serve high-risk clients like rentE. The increased visibility of automotive risk also potentially opened up opportunities for business growth.

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